Class Action Settlements Open Now: No Proof Needed (November 2026)

Seven class action settlements are open for claims right now, and most ask for no receipt at all. Apple is paying $25 to $95 per iPhone in its $250 million Siri settlement. Visa and Mastercard are paying $167.5 million over ATM fees. GoodRx is splitting $32 million with people who used its site or app. Deadlines run from November 16, 2026 to February 25, 2027. Filing is free and takes about five minutes per claim.

This list was checked on October 31, 2026. Every settlement below was open to claims on that date. Deadlines move, so confirm on the official settlement site before you file.

Open Class Action Settlements: The Quick List

Here's each one broken down: the backstory, who can file, and where.

Why Billions in Settlement Money Goes Unclaimed

Here's the strange part about settlement money: a lot of it never leaves the fund. Companies get sued, deals get struck, and then the cash just sits there.

Every year, billions of dollars in class action money never gets claimed. The forms don't get filed. People don't know they qualify. Or they assume the process is hard. It isn't. Most claims take under five minutes.

If too few people file, the leftover money often goes to charity or back to the company. Either way, you get nothing. The only losing move is ignoring it.

A lot of the settlements below are class action settlements with no proof of purchase. No receipt. No account records. Just your name, your address, and a signed statement that you fit the class. Bookmark this page. We update it as old settlements close and new ones open.

How Class Action Settlements Work (30-Second Version)

When a crowd of people all get burned by the same company the same way, the court lets one lawsuit stand in for all of them. That's a class action.

The company settles and creates a fund. That fund gets split among everyone who files a valid claim. You fill out a form. A court-appointed administrator checks it. You get paid after the court gives final approval.

No lawyer. No court date. No fees. The attorneys already got theirs, straight out of the fund. Your wallet stays shut.

Apple Siri Settlement: $25 to $95 Per iPhone ($250 Million)

What happened: Remember the June 2024 Apple keynote? Apple Intelligence, a smarter Siri, the whole pitch. A lawsuit called Landsheft v. Apple says those Siri features got sold as reasons to buy the iPhone 16 lineup and the 15 Pro models. Then the features slipped. Buyers paid for something that never showed up. Apple insists it did nothing wrong. It's also paying $250 million to make the case go away.

Who qualifies: You bought one of seven models new, in the U.S., as the first owner. For the 15 Pro and 15 Pro Max, the purchase has to land on or after June 10, 2024. For the 16 family (16, Plus, Pro, Pro Max, 16e), anything bought through March 29, 2025 works. Phones bought for resale don't count. You also confirm on the form that you expected the new Siri features and never got them.

How much: $25 per phone to start. That number can climb to $95 per phone if few people file, or dip below $25 if claims flood in. Each phone is a separate claim.

Proof needed: No receipt. Punch in the phone's serial number instead, or the Apple Account email and phone number on the device. Find the serial under Settings, then General, then About.

Deadline: December 21, 2026.

How to file: Search for the Smartphone AI Settlement, the official settlement site for this case. The online claim form is live. Paper forms count if postmarked by the deadline. The final approval hearing is set for February 24, 2027, so payments come after that.

GoodRx Privacy Settlement: Equal Shares of $32 Million

What happened: The lawsuit says GoodRx passed users' health and prescription information to advertising companies through tracking code on its website and app. GoodRx and the ad company Criteo both deny breaking any law, and both are paying into a $32 million fund anyway.

Who qualifies: Did you ever pull up GoodRx before April 20, 2024? Website, app, GoodRx Gold, HeyDoctor, GoodRx Care, any of it, from any state? Then you're in. You don't need a notice to file.

How much: Everyone who files a valid claim gets the same amount: the fund divided by the number of claims. Nobody knows the per-person figure until claims close.

Proof needed: None. No receipts, no documents, no notice ID.

Deadline: December 29, 2026, by 11:59 p.m. Eastern.

How to file: Go to goodrxprivacysettlement.com. One warning: the site went live early for testing in mid-October, and claims filed during that test phase were rejected as untimely. If you filed before October 23, 2026, file again.

Visa and Mastercard ATM Fee Settlement ($167.5 Million)

What happened: This one, Burke v. Visa, says Visa and Mastercard network rules stopped independent ATM operators from charging lower fees. So everyone who used those machines overpaid. Visa pays $88.775 million and Mastercard pays $78.725 million. Both deny wrongdoing.

Who qualifies: You paid a surcharge that wasn't reimbursed to withdraw cash at an independent, nonbank ATM in the U.S. between October 24, 2007 and August 14, 2026. That's almost nineteen years of ATM runs. The machine at the gas station, the corner store, the casino lobby. If it wasn't your bank's ATM and it charged you a fee, it probably counts.

How much: Your share is based on how many surcharges you paid compared to everyone else who files. The form asks you to estimate your total count. More fees, bigger share.

Proof needed: None. No bank statements. That estimate gets signed under penalty of perjury, though. Pick a number you could defend with a straight face. If something looks off, the administrator can come back with questions.

Deadline: February 10, 2027.

How to file: Head to NonbankATMSurchargeSettlement.com, online or by mail.

CVS Digital Privacy Settlement: Up to $5, No Documents

What happened: The lawsuit says tracking technology on CVS digital properties shared users' health information and browsing data with Criteo and other third parties. CVS denies it. The settlement caps out at $20.5 million.

Who qualifies: You opened the CVS site, the CVS Health site, or the CVS app in the U.S. at some point before July 27, 2026. No purchase needed. One claim per household, so don't double up with your roommates.

How much: Up to $5 for a bare claim. Attach something like browser history or a dated screenshot and the cap doubles to $10. Both numbers can shrink if claims flood in.

Proof needed: None for the $5 option. Pick Cash Payment B on the form.

Deadline: November 16, 2026, by 11:59 p.m. Eastern. It's the first deadline on this list. Knock it out today.

How to file: cvsdigitalprivacysettlement.com. No login ID or PIN needed.

Dr. Squatch "Natural" Settlement: $0.50 Per Product ($9 Million)

What happened: A Los Angeles lawsuit claims Dr. Squatch put "natural" on products that had synthetic ingredients inside. Buyers paid a premium for that one word. Dr. Squatch stands by its labels but agreed to a $9 million fund.

Who qualifies: You grabbed a Dr. Squatch product with "natural" on the label sometime between November 1, 2018 and August 29, 2026, anywhere in the U.S. Soap, body wash, deodorant, shampoo, beard oil, toothpaste, the works. Nineteen product categories in all.

How much: Fifty cents a product. You can claim 5 products on your word alone, which is $2.50. Receipts unlock 20 more, for a max of $12.50 per household.

Proof needed: None for the first five products.

Deadline: November 27, 2026, by 11:59 p.m. Pacific.

How to file: Search for the Dr. Squatch natural settlement to find the official claim site for Guzman v. Dr. Squatch. Look, $2.50 is gas station coffee money. Spend the two minutes or don't. The bigger ones above matter more.

Neutrogena Skin360 Settlement: Illinois Only ($4.7 Million)

What happened: Skin360 points your phone camera at your face and spits out a skin score. Illinois takes face scans seriously. Its biometric law, BIPA, says no company collects your face geometry without written consent first. The suit says that consent never happened, so Kenvue, Neutrogena's parent company, is paying $4.7 million.

Who qualifies: You ran the Neutrogena or NeoStrata Skin360 tool while physically in Illinois sometime between December 9, 2019 and May 5, 2023.

How much: An equal share of the fund. Illinois biometric classes tend to be small, so shares in cases like this can reach a few hundred dollars. No guarantees. It depends on how many people file.

Proof needed: None.

Deadline: November 25, 2026.

How to file: Search for the Skin360 BIPA settlement and file at the official administrator site.

Opening Soon: The Pet Flea and Tick Settlement ($9.275 Million)

One more for your calendar. Elanco and five pet retailers got sued over the price of K9 Advantix II and Advantage II flea and tick treatments. They settled.

Who qualifies: Dog and cat parents who bought K9 Advantix II or Advantage II at Chewy, Petco, PetSmart, PetMed Express, or Petsense anytime from January 1, 2016 through September 17, 2026. Online or in store. Amazon and vet purchases don't count.

How much: $10 per purchase. Without receipts you're capped at $20 per pet and $40 per household. With receipts there's no cap.

The catch: The claim form isn't live yet. A judge blessed the deal on September 17, 2026, and the settlement site has until January 8, 2027 to go live. Claims are due February 25, 2027. So: calendar app, January, "file pet settlement." Done.

How to Spot a Fake Settlement Site

Settlement money draws scammers the way porch packages draw thieves. Four rules keep your money and your identity safe.

• Filing is always free. A real court-approved claim form never charges a fee to file.
• Nobody can file for you for a cut. Services that offer to "secure your share" for a percentage are not the administrator and not the court.
• The official site is named in the court notice. The trackers listed below link straight to it. When in doubt, search the case name plus "settlement administrator."
• Real forms don't ask for bank logins. A claim form asks how you want to get paid: PayPal, Venmo, Zelle, or a check. It never asks for your bank password. A form demanding your full Social Security number for a $5 product claim is a red flag too.

Where to Find More Open Settlements

New settlements open every week. The best free trackers:

• TopClassActions.com updates daily and marks which settlements need proof.
• ClassAction.org has a full case database with plain-language write-ups.
• OpenClassActions.com lets you filter to no-proof settlements only.
• Consumer-Action.org keeps a settlement calendar sorted by deadline.
• FTC.gov/refunds lists refunds the Federal Trade Commission sends directly when companies break consumer protection laws. Often no claim form at all. They just mail you a check.

And bookmark our full guide on class action settlements without proof of purchase. We focus on the easy claims with the highest payouts.

What If Someone Owes You Money Directly?

Class actions cover one situation: a big company wronged a lot of people the same way, and lawyers already did the fighting. All you do is claim your share.

Most money problems don't look like that.

A contractor takes your deposit and vanishes. A landlord keeps your security deposit for "cleaning." A client ghosts a $2,000 invoice. A moving company breaks your furniture and stops answering. No class action is coming for any of those. It's just you and the person who owes you.

That's a small claims problem. And small claims cases are far more winnable than people assume. Start with our walkthrough on how to take someone to small claims court, or check whether suing over $500 is worth it when the number feels too small to bother. The full guide to suing someone gets into costs, deadlines, and what the day actually looks like.

And you don't have to run that fight alone. PettyLawsuit's resolution engine handles the pressure campaign for you. A formal notice goes out instantly. Then it keeps grinding: calls, follow-up emails, a Final Notice on day 10, court filing support if the other side stays stubborn. 70% of cases resolve without anyone seeing a courtroom. More than 5,000 cases have come through the system, across all 50 states.

If you're done letting it slide, start your case at PettyLawsuit.com. It takes about three minutes.

Class actions get you money from big corporations. Small claims gets you money from anyone who owes you directly. Both beat doing nothing.

Frequently Asked Questions

What class action settlements are open right now?

As of October 31, 2026, open no-proof settlements include the Apple Siri settlement ($25 to $95 per iPhone, due December 21), GoodRx ($32 million, due December 29), the Visa and Mastercard ATM fee settlement ($167.5 million, due February 10, 2027), CVS digital privacy (up to $5, due November 16), Dr. Squatch (due November 27), and the Neutrogena Skin360 settlement for Illinois residents (due November 25). New settlements open every week.

How do I know if I qualify for a class action settlement?

Every settlement has a class definition. It describes who's covered based on what you bought, where you live, or what happened to you, and during what dates. Read the eligibility section on the official settlement site. If you honestly fit the definition, you can file.

What does "no proof of purchase" mean?

Simple: the form never asks for a receipt. You give your name, your contact info, and a signed statement that you fit the class. There are still rules, though. Administrators audit what comes in, and claims that clash with the company's own records get tossed.

Can I file a claim if I'm not sure I qualify?

Don't file blind. Every form gets signed under penalty of perjury, and administrators cross-check. Genuinely bought the product or used the service during the class period? File with confidence. Just guessing? Skip it.

When will I get paid?

Months after the deadline, usually. Claims close, then a judge holds a final approval hearing, then appeals can delay things further. The Apple Siri hearing is February 24, 2027. The Visa and Mastercard hearing is February 17, 2027. Checks follow approval, not your claim date.

Can I file claims in more than one settlement?

Yes. There's no limit on how many settlements you can claim, as long as you honestly qualify for each one. Someone who bought an iPhone 16, used GoodRx, and paid ATM fees can file all three today.

Do I need a lawyer to file a class action claim?

No. The class lawyers already negotiated the deal, and their fees come out of the settlement fund. Filing a claim is a form, not a court appearance.

Is it free to file a class action settlement claim?

Yes. Filing on the official settlement website is always free. Anyone who wants to charge you a fee or take a percentage to file is not the administrator and not affiliated with the court.

PettyLawsuit is not a law firm and this is not legal advice. Settlement details above are summarized from court-approved notices and official settlement websites as of October 31, 2026. Terms and deadlines can change. Always verify on the official settlement site before filing.