Massachusetts small claims handles up to $7,000. Boston Municipal Court and district courts. Evening sessions available. Massachusetts's small claims limit is $7,000 as of 2026. M.G.L. c. 218, Section 21 sets the small claims limit at $7,000. The limit does not apply to a claim for property damage caused by a motor vehicle, which may be filed regardless of amount, and cities and towns may bring certain actions up to $15,000. Always verify current limits with your local court.
Who Can File in Massachusetts Small Claims Court
A plaintiff with a contract or tort claim, other than slander or libel, for money damages within the limit may file. Actions may be heard by a clerk-magistrate.
Where to File Your Massachusetts Case
The action is brought, at the plaintiff's option, in the judicial district where either the plaintiff or the defendant lives or has a usual place of business or employment. A residential landlord-tenant action may also be brought where the property is located (M.G.L. c. 218, Section 21).
How to File Small Claims in Massachusetts - Step by Step
- Send a Demand Letter - Before filing, send a formal demand letter giving the defendant a clear deadline to respond. PettyLawsuit generates professional demand letters with Massachusetts laws cited. $29 to start.
- File Your Claim - If the defendant doesn't respond, file your case at the correct Massachusetts court. Filing fees are typically $30-$140.
- Serve the Defendant - The procedure uses notice by first class mail from the court instead of formal service by summons and complaint (M.G.L. c. 218, Section 22).
- Attend Your Hearing - Present your evidence and the judge makes a decision, often the same day. Hearing timelines vary by court.
- Collect Your Judgment - If you win, enforce the judgment through legal collection methods.
Common Small Claims Cases in Massachusetts
- Security deposit disputes with landlords
- Unpaid wages or final paychecks
- Contractor and home repair disputes
- Vehicle accidents and property damage
- Consumer complaints against businesses
- Breach of contract claims
Massachusetts Court Hearing Tips
- Bring 3 copies of every document (one for you, judge, and defendant)
- Organize documents chronologically in a binder
- Prepare a brief opening statement (2-3 minutes)
- Stick to facts and avoid emotional arguments
- Bring all original documents and receipts
- Dress professionally (business casual minimum)
- Arrive 30 minutes early to find parking and courtroom
Judgment Collection Options in Massachusetts
- Wage garnishment (court order required, limits vary)
- Bank account levy through the court
- Property liens on real estate
- Payment plans negotiated with the debtor
- Debtor examination to locate assets
Appeals in Massachusetts
A plaintiff waives the right to appeal, and a defendant may, within ten days after receipt of the magistrate's finding, claim a trial by a jury of six or a trial before a single justice, with a $25 entry fee and a $100 bond (M.G.L. c. 218, Section 23).
Filing Costs & Fee Breakdown
Small claims filing fees in Massachusetts are typically $30-$140. Confirm the current amount with the clerk before filing. If you win, the court may order the defendant to reimburse your filing costs. Many courts offer fee waivers for those who demonstrate financial hardship.
Statute of Limitations in Massachusetts
Every type of claim has a filing deadline, and the deadline depends on the claim type. Filing after the deadline means your case can be dismissed regardless of its merits. Confirm the current Massachusetts statute of limitations for your claim type before filing, and send a demand letter as soon as possible to preserve your rights.
Evidence Checklist for Massachusetts Small Claims Court
- Signed contracts, leases, or written agreements
- Receipts, invoices, and proof of payment
- Photos or videos of damage or defective work
- Email and text message correspondence
- Witness statements or contact information
- Your demand letter and proof of delivery
- Timeline of events organized chronologically
Frequently Asked Questions
What is the small claims limit in Massachusetts?
The general limit is $7,000. M.G.L. c. 218, Section 21 sets the small claims limit at $7,000. The limit does not apply to a claim for property damage caused by a motor vehicle, which may be filed regardless of amount, and cities and towns may bring certain actions up to $15,000. Verify the current limit with the court before filing.
Do I need a lawyer in Massachusetts small claims court?
A party may be represented by a lawyer, but the small claims procedure is simplified and designed for self-represented parties.
How much does it cost to file?
Filing fees are generally $30-$140. M.G.L. c. 218, Section 22 sets a graduated entry fee: $30 for claims of $500 or less, $40 for claims over $500 up to $2,000, $90 for claims over $2,000 up to $5,000, and $140 for claims over $5,000, plus the surcharge required by c. 262, Section 4C. Confirm current fees with the clerk.
How long do I have to sue in Massachusetts?
Time limits depend on the claim type. In Massachusetts, common statutes of limitations are written contracts 6 years, oral contracts 6 years, personal injury 3 years, property damage 3 years. Confirm the deadline for your specific claim.
What if the defendant does not show up?
You can ask the court for a default judgment. You still need to show evidence of your damages.
How long is a judgment enforceable?
Under M.G.L. c. 260, Section 2 an action on a money contract must be brought within six years, subject to other provisions for judgments.
Does the $7,000 limit apply to a car accident claim in Massachusetts?
No. Under M.G.L. c. 218, Section 21 a claim for property damage caused by a motor vehicle may be filed as a small claim regardless of the amount.
Is mediation offered in Massachusetts small claims cases?
Yes. At the start of the case the plaintiff is told that the action may be submitted for mediation and resolution at the request of either party and with the agreement of both parties (M.G.L. c. 218, Section 22).